When it comes to opening up a credit union checking account, you might not think about all of the great features this account offers. Like many people, you may spend more energy comparing features like cashback incentives and fee-free options. And while those features help you save money, there may be some great bonus incentives for utilizing a checking account that could help you in other ways. Read on to learn more about these great checking account features and how they could help simplify your life.
Customized Debit Cards
From personalized phone cases to customized photo blankets, personalization can help you stand out in a crowd while providing a fun keepsake. With our “Picture It” Visa Cards, you can enjoy the fun customization of a family photo right on your favorite check card. This simple technique takes only five minutes at one of our convenient locations, and you can use the card like any other debit card in your wallet.
Aside from giving you total customization, a “Picture It” Visa Card can help prevent identity theft. With so many bank cards looking nearly identical, your card will stand out to retailers and store clerks across the country. Using your personalized card will make stores pay closer attention, and your fun family photo may just prevent a would-be criminal from using the card in case of theft.
Getting cash out of the ATM can be frustrating when the machine charges a few extra dollars. You won’t need to worry about unexpected ATM charges with our fee-free checking account access. With more than 28,000 participating ATMs, you’ll be able to get the cash you need without the extra surcharge. Simply choose an ATM in the Co-Op network of our banking system, and you can enjoy a fee-free transaction every time.
Virtual Bill Pay
You can use your credit union checking account to pay bills virtually using the Virtual Bill Pay feature offered on all checking accounts. You won’t have to search for a stamp or risk missing a bill payment using this fast and convenient method for paying bills on time, every time.
Mobile Banking Assistance
These days, it can be tough to set aside time for routine financial tasks. When it comes to banking, you don’t always have the time to stop by your home branch to check on the status of your account. For those who live life on-the-go, mobile banking is a must. One of the most convenient checking account benefits is the ability to monitor your bank account no matter where you travel. Check your balances, transfer money and even pay bills using our specially designed Mobiliti Touchbanking app for your mobile device. Rest assured that the app is completely safe and allows quick access to your account.
Automatic Transfer Options
Do you need to pay off one of your credit union loans? With the automatic transfer option in your checking account, you can easily transfer funds between accounts to pay down balances and monitor your balances. This convenient checking account feature allows you to stay on top of your finances quickly and easily.
Along with the great checking account benefits listed above, all of our checking accounts offer additional features designed to simplify your banking experience. From free e-statements to unlimited monthly transactions, you can enjoy a wide range of services that will help you manage and track your spending with ease. Best of all, our UChoose Rewards Visa Card offers you the chance to earn points on everyday purchases every time you use your card and choose the signature option to pay. With so many great features, choosing a checking account can be a great investment into your financial future.
At Allied Federal Credit Union, we want our members to enjoy the maximum benefits of all of their banking accounts which is why we’ve compiled this list of some common but unused features of many of our checking accounts. If you’ve got additional questions about checking account features or banking in general, then we’d love to hear from you. Call or visit us today to find out how we can help you find the right account that meets your needs and goals.