Savings, Checking, IRA

Savings Account Dividend Rate APY**
Share/Savings 0.05% 0.05%
Special Savings 0.05% 0.05%
Christmas Club and Getaway 0.05% 0.05%
Money Market 0.05%
0.10%*		 0.05%
0.10%*

*$2,000.00 average daily balance required to earn higher interest rate
**APY = Annual Percentage Yield
Last Dividend Declaration Date: January 1, 2019 for Quarterly and February 1, 2019 for Monthly on Savings accounts.

Checking Account Dividend Rate APY** Monthly Service Charge
Five Star Checking 0.05% 0.05% $6.00*
Five Star Plus Checking 0.10% 0.10% $10.00***
Silver Star Checking 0.05% 0.05% None

*If balance falls below $300
**APY = Annual Percentage Yield
***If balance falls below $5,000
Last Dividend Declaration Date: February 1, 2019 on checking accounts.

IRA Account Dividend Rate APY**
Share Savings 0.05% 0.05%

Minimum balance to earn is $0.01 quarterly
**APY = Annual Percentage Yield
Last Dividend Declaration Date: February 1, 2019