Whether your looking to cover your auto loan in case of an accident or you want an extended service contract for your Vehicle, Allied FCU has the products you need.

GAP (Guaranteed Asset Protection)

Protect your vehicle investment with Guaranteed Asset Protection. GAP protects against financial loss in the event that your vehicle is damaged beyond repair (totaled) or stolen and never recovered. If either of these events occur, you could be liable to pay the difference between your current loan balance and the insurance settlement amount. GAP covers this deficiency balance and will even cover your insurance company deductible, up to $1000.


Member Credit Protection

Member Credit Protection is a single premium waiver product that allows the member to pay a one time fee, and provides the comfort of knowing that their assets are protected in time of loss. Member Credit Protection forgives the member’s outstanding indebtedness to the credit union if one of two events occur: the member totals his/her auto and a shortfall exists after insurance claims have been settled or the member unexpectedly dies during the term of the loan. Member Credit Protection is convenient, economical, and usually costs less than purchasing similar products separately. The cost for MCP can be added to the original loan balance and amortized over the life of the loan.

Here Are Some Of The Advantages:

MCP is an AFCU administered product, so all interactions are with credit union personnel that you know and trust.

  • Helps protect credit rating.

  • Reduces or pays off your covered loan balance, up to the policy maximum.

  • Requires no complicated enrollment forms or physical exam.

  • Offers the convenience of including cost in your loan payment

  • Cost savings over purchasing GAP and Credit Life Insurance separately.

Extended Service Contracts

Protect Yourself From Mechanical Breakdowns

When buying any vehicle, there is always a chance of having a mechanical breakdown. As you know, mechanical breakdowns can be very expensive to repair. With a vehicle service contract from Vision Warranty, you can protect yourself from the high cost of unexpected vehicle repairs. In some cases, you eliminate the cost to you altogether. There are a variety of plans to choose from, so getting the one that suits your needs is easy. All plans cover ordinary wear that exceeds the manufacturer’s published tolerances on covered components. Also, regardless of the number of components repaired, only one deductible is paid per visit.

Benefits included in all extended Service Contract plans*:

  • Roadside assistance services

  • Rental car reimbursement

  • Trip interruption

  • Manufacturer’s deductible reimbursement

*Conditions and limitations apply. Details of individual plans available upon request.