*New member must open a savings account and a checking account with direct deposit. $25 amount will be deposited within 10 business days of the first direct deposit in the new member’s account. If account is closed within 3 months of account opening, we will deduct $25.00 from the amount in the account. Initial deposit of $25.00 for both accounts and minimum savings account balance of $25.00 to retain membership. Membership qualifications apply. See FSO for details. Offer expires July 31, 2019.