Service Fees


For a printable copy of this form: Fee Schedule

Checking Account Fees
Share Overdraft Protection Transfers – any item paper, electronic, debit or automated $3 per transfer
Overdraft Privilege – any item paper, electronic, debit or automated $30 per item
NSF (Non-Sufficient Funds) $30 per item
Deposited Item Return $5 each on two-party checks; $30 each on single-party (Maker) checks
Stop Payment $25 per request
Collection Item $15 per Domestic item; $10 + cost per Foreign item
On-line Check Imaging FREE
Paper Check Copy $1 per copy
Virtual Branch® Home Banking FREE – Service disabled after 90-days non-use
Virtual Branch® Bill Pay FREE – Service disabled after 90-days non-use
Temporary Checks $1.50 for 3
Non-member research $50.00 an hour, minimum 1 hour. $4.00 per page printed

Checking Account Monthly Service Charges
All Star Checking FREE with Direct Deposit or Payroll Deduction
Five Star Checking FREE with $300 minimum daily balance; $6/month if balance below $300
Silver Star Checking FREE
1st Star Checking FREE
Fresh Start Checking $10/month Service Charge
Five Star PLUS Checking FREE with $5,000 minimum daily balance; $10/month if balance below $5,000
Small Business Checking FREE with $1,000 minimum daily balance; $20/month if balance below $1,000
Non-Profit Checking FREE with $300 minimum daily balance; $6/month if balance below $300

Other Service Fees (applicable to all accounts)
Deposited Item Return $5 each on two-party checks; $30 each on single-party (Maker) checks
e-statement FREE
Paper Statement Copy $2 per statement per period
Account Printout $2 per printout
Bank Wire Transfer Incoming - FREE
- Domestic Outgoing $15 per wire
- International Outgoing $50 per wire
Western Union Wire $25 per wire
Money Orders $2 per money order
VISA® Gift Cards $3 per gift card
Cashier’s Checks $3 per check
Statement Reconciliation First Time – FREE
- Each Subsequent Time $20/hour (1 hour minimum)
Account Closure $20 (if closed within 60 days of opening)
Inactivity Fee $5/month after 12 months no activity (accounts with Share account only & no other services); no charge on account holders under age 18

Electronic Transaction Fees
CONNEX-US Audio Response FREE
VISA® Check Card FREE
Transactions at AFCU ATMs FREE
Point-Of-Sale & Check Card Transactions FREE
Transactions at Non-AFCU ATMs $1.50 each withdrawal or transfer
Balance Inquiry at ATM $.50 each

Note: Surcharges may apply at non-AFCU ATMs. This is not a fee charged by AFCU.


Safe Deposit Box Rental Fees
Box Size Annual Rental Fee
3 X 5 $30
3 X 10 $40
5 X 10 $50
10 X 10 $80
Key Deposit $15 (refundable when both keys are returned at closing)
Drilling Fee Varies based on Locksmith charges