Share Certificates


AFCU has a variety of term Share Certificates to meet your specific investment needs. Terms range from 6 months to 60 months, and allow for compounding of dividends to make the most of your investment dollars. Or choose the option of receiving a check for your earnings or an automatic transfer of earnings to your Share Account.

Term Minimum Balance to Earn Dividend Dividend Rate APY**
6 Months $500 0.10% 0.10%
1 Year $500 0.20% .20%
2 Years $500 0.30% 0.30%
3 Years $500 0.50% 0.50%
4 Years $500 0.75% 0.75%
5 Years $2,500 1.00% 1.01%

**APY= Annual Percentage Yield.

Rates effective December 1, 2018 and subject to change. Dividends are based on the earnings of the credit union and therefore cannot be guaranteed. Fees charged may reduce earnings. Early withdrawal penalties apply.

Your AFCU accounts federally insured by the National Credit Union Administration to at least $250,000 and backed by the full faith and credit of the United States Government. Individual Retirement Accounts are separately insured to $250,000.

Early withdrawal penalties apply to all term certificates. Penalties apply only to the amount withdrawn before maturity of the investment, not to the entire investment balance

If you’d like to learn more about AFCU’s Share Certificates, contact us!